How sick is the long-term care insurance industry?The headlines are bleak:“What’s killing the long-term care insurance industry?”“Costs of Long-Term Care Rise While Payment Options Narrow”Contrary to what is often published on the internet, long-term care insurance...
What is Long-Term Care? Long-term care includes a variety of services that may be both medically and/or non-medically necessary for people with a chronic illness or disability. Health and personal needs are met through long-term care. Generally speaking, long-term...
Medicare = The federal care program providing hospital and medical insurance to people aged 65 or older and to certain ill or disabled persons. Benefits for nursing home and home health services are limited.