Inflation Protection = A policy option that provides for increases in benefit levels to help pay for expected increases in the costs of long-term care services.
Long-Term Care Insurance Partnership Program The partnership program is designed to provide incentives for people to take personal responsibility for their own care by purchasing long-term care insurance. The program was designed to reduce Medicaid costs for nursing...
What do the 2012 presidential candidates believe about long-term care? This is a good question. Have you heard them mention long-term care at all in the debates? Has the media addressed long-term care as a growing concern for our nation? With the need for care...
Non-Forfeiture (Shortened Benefit Period) = After having your long-term care policy for three (3) years, you have the right to stop paying premiums and have your policy converted to paid-up status. Your paid-up policy would have a maximum benefit at least equal to...
