[gravityform id="1" title="false" description="false"] Mark H. Covey, CLTC, CSAMember of Dave Ramsey’s Endorsed Local Provider ProgramLTCi DictionaryLTCi Dictionary Select Category Activities of Daily Living (ADLs) Assisted Living Benefit Benefit Period Benefits Benefits Triggers (Triggers) Cash Benefit Chronically Ill Cognitive Impairment Custodial Care (Personal Care) Daily Benefit Dementia Elimination Period Elimination Period Type: Calendar Days Elimination Period Type: Service Days Facility Benefit Period Facility Daily Benefit Guaranteed Renewable Hands-On Assistance HIPAA Home Care Benefit Period (Pooled) Home Care Daily Benefit Hospice Care Inflation Benefit Inflation Protection Lifetime Benefit LTCi Dictionary LTCi Info Articles LTCi Partnership Programs Marital Discount Maximum Benefit Medicaid Medicare Medicare Supplement Insurance Modal Factor Monthly Home Care Benefit Non-forfeiture (Contingent) Non-forfeiture (Shortened Benefit Period) Nonforfeiture Benefits Partnership Qualified Policy Personal Care (Custodial Care) Policy Limit Pool of Money Pooled Premium Premium Payment Option Rate Guarantee Redlands Daily Facts: Long-Term Care Facts Column Restoration of Benefits Return of Premium Shared Benefits Shortened Benefit Period Spouse Premium Waiver Stand-by Assistance Substantial Assistance Substantial Supervision Tax-Qualified Long-Term Care Insurance Policy Underwriting Underwriting Class Waiver of Premium Zero-Day Home Care Elimination Period Search for: Informational Articles Long-Term Care – Wake up, don’t snooze and lose! Protecting Your Assets with a Government-Approved, Long-Term Care Partnership Policy What are the first steps in finding the right long-term-care insurance? Don’t Believe All The Negative Headlines Long-term-care insurance helps protect families Three Big Problems With Long-Term-Care Insurance Busting Myths About Long-Term Care Insurance GEORGIA MISSISSIPPI NORTH CAROLINA PENNSYLVANIA SOUTH CAROLINA TEXAS VIRGINIA WEST VIRGINIA