Myth #1 Most long-term care insurance claims are for nursing home careWhen the long-term care insurance began in the mid-1960’s, most policies only covered the cost of nursing homes. It wasn’t until the early 1990’s that insurers began including riders that covered...
Long-Term Care Facts Column: article originally published by the Redlands Daily Facts May 9, 2013: In my last column, I addressed recent articles published on a several well-known news websites have been riddled with half-truths and misleading information. In an...
Some of the leading long-term care insurance companies have recently announced that they will soon offer policies that have different rates for men and women. Gender-based pricing for insurance is not new. Most insurance policies have premiums that are based on...
Long-Term Care Facts Column: article originally published by the Redlands Daily Facts February 21, 2013: My last column explained the government’s role in providing long-term care. As a general guideline, if your household income is less than $50,000 per year and your...
Long-Term Care Facts Column: article originally published by the Redlands Daily Facts February 7, 2013: Last week I discussed the need for long-term care planning and the role that long-term care insurance can play. Surprisingly, many people still believe that...
Each day visitors to this website request information about long-term care insurance. Some of our visitors already own long-term care insurance and they have a question about their current policy. Other visitors inquire about how to purchase a policy for...