Activities of daily living

What are ADLs in a Long-Term Care Insurance Policy?

Activities of Daily Living (ADLs) = Everyday functions and activities individuals usually do without help. ADL functions include bathing, continence, dressing, eating, toileting and transferring. Many policies use the inability to do a certain number of ADLs (such...

What is Substantial Assistance in a Long-Term Care Insurance Policy?

Substantial Assistance = Hands-on or stand-by help required to do activities of daily living (ADLs).

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What are ADLs in a Long-Term Care Insurance Policy?

What is Substantial Assistance in a Long-Term Care Insurance Policy?

Mark H. Covey, CLTC, CSA

Member of Dave Ramsey’s Endorsed Local Provider Program

LTCi Dictionary

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